Peoples Bank is a bank based in Bellingham, Washington, established in 1921, with $2.5 billion in total assets across 23 branches. By Trust Grade it ranks 12th of 30 banks we track in Washington. Its capital ratio of 12.6% is stronger than 82% of similarly sized banks, versus a Washington median of 10.8%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Peoples Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples Bank compares to Washington peers
How we graded Peoples Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.6% capital ratio)
- Profitable (ROA 0.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (23)
- 1700 Front St, Lynden, WA 98264
- 200 E Main St, Everson, WA 98247
- 4183 Meridian St, Bellingham, WA 98226
- 1333 Cornwall Ave, Bellingham, WA 98225
- 1895 Main St, Ferndale, WA 98248
- 1801 Riverside Dr, Mount Vernon, WA 98273
- 1315 12th St, Bellingham, WA 98225
- 2601 E Division St, Mount Vernon, WA 98274
- 1218 Commercial Ave, Anacortes, WA 98221
- 8070 Guide Meridian Rd, Lynden, WA 98264
- 3100 Woburn St, Bellingham, WA 98226
- 901 N Mission St, Wenatchee, WA 98801
- 107 S Main St, Coupeville, WA 98239
- 15506 Main St Ste 105, Mill Creek, WA 98012
- 5600 24th Ave Nw, Seattle, WA 98107
- 2801 Bickford Ave, Snohomish, WA 98290
- 2702 Colby Ave, Everett, WA 98201
- 418 Grover St, Lynden, WA 98264
- 822 S Burlington Blvd, Burlington, WA 98233
- 201 Main St, Edmonds, WA 98020
- 570 Ne Midway Blvd, Oak Harbor, WA 98277
- 337 Valley Mall Pkwy, East Wenatchee, WA 98802
- 4824 Longhouse Trail Ln Ne, Arlington, WA 98223
Are deposits at Peoples Bank insured?
Yes. Peoples Bank is an FDIC-insured bank (FDIC certificate #6158). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples Bank: frequently asked questions
Is Peoples Bank a good bank?
Peoples Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.84%).
Is Peoples Bank FDIC-insured?
Yes. Peoples Bank is a FDIC-insured bank (FDIC certificate #6158). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoples Bank?
Peoples Bank holds $2.5 billion in total assets, ranking 12th of 30 banks we track in Washington. It operates 23 branches.
Does Peoples Bank have CFPB complaints?
No CFPB complaints against Peoples Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
