Pointwest Bank is a bank based in West, Texas, established in 1893, with $138 million in total assets across 4 branches. By Trust Grade it ranks 167th of 349 banks we track in Texas. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.72% return on assets. No consumer complaints against Pointwest Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pointwest Bank compares to Texas peers
How we graded Pointwest Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.72%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pointwest Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 210 N Roberts St, West, TX 76691
- 420 N Hewitt Dr, Hewitt, TX 76643
- 10101 China Spring Rd, Waco, TX 76708
- 200 W Oak St, West, TX 76691
Are deposits at Pointwest Bank insured?
Yes. Pointwest Bank is an FDIC-insured bank (FDIC certificate #13600). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pointwest Bank: frequently asked questions
Is Pointwest Bank a good bank?
Pointwest Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.72%).
Is Pointwest Bank FDIC-insured?
Yes. Pointwest Bank is a FDIC-insured bank (FDIC certificate #13600). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pointwest Bank?
Pointwest Bank holds $138 million in total assets, ranking 167th of 349 banks we track in Texas. It operates 4 branches.
Does Pointwest Bank have CFPB complaints?
No CFPB complaints against Pointwest Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
