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The First National Bank Of Aspermont

Aspermont, TX · Est. 1901 · Website ↗
D
Trust Grade
Below average
Score: 68/100

The First National Bank Of Aspermont is a bank based in Aspermont, Texas, established in 1901, with $136 million in total assets across 1 branch. By Trust Grade it ranks 345th of 349 banks we track in Texas. Its capital ratio of 3.9% trails most similarly sized banks (0th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against The First National Bank Of Aspermont appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$136.4M
$100M–1B institution
Deposits
$130.6M
Branches
1
Capital ratio
3.9%
Bottom 0% of $100M–1B peers · Texas median 10.9%
Return on assets
1.1%
Bottom 43% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#345
of 349 banks

How The First National Bank Of Aspermont compares to Texas peers

Capital ratio
Bottom 0% of $100M–1B peers
The First
3.9%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
The First
1.1%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Aspermont

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
68/100
Customer experience
n/a
Overall
D · 68
  • Below the well-capitalized threshold (3.9%)
  • Strongly profitable (ROA 1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Aspermont over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 136 W 7th St, Aspermont, TX 79502

Are deposits at The First National Bank Of Aspermont insured?

Yes. The First National Bank Of Aspermont is an FDIC-insured bank (FDIC certificate #3079). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Aspermont: frequently asked questions

Is The First National Bank Of Aspermont a good bank?

The First National Bank Of Aspermont earns a Bankzia Trust Grade of D (68/100, "Below average"), based on a financial-strength score of 68/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (3.9%); Strongly profitable (ROA 1.09%).

Is The First National Bank Of Aspermont FDIC-insured?

Yes. The First National Bank Of Aspermont is a FDIC-insured bank (FDIC certificate #3079). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Aspermont?

The First National Bank Of Aspermont holds $136 million in total assets, ranking 345th of 349 banks we track in Texas. It operates 1 branch.

Does The First National Bank Of Aspermont have CFPB complaints?

No CFPB complaints against The First National Bank Of Aspermont appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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