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Texas National Bank

Sweetwater, TX · Est. 1995 · Website ↗
B
Trust Grade
Strong
Score: 82/100

Texas National Bank is a bank based in Sweetwater, Texas, established in 1995, with $141 million in total assets across 2 branches. By Trust Grade it ranks 332nd of 349 banks we track in Texas. Its capital ratio of 6.9% trails most similarly sized banks (6th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Texas National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$141.0M
$100M–1B institution
Deposits
$130.6M
Branches
2
Capital ratio
6.9%
Bottom 6% of $100M–1B peers · Texas median 10.9%
Return on assets
0.3%
Bottom 9% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#332
of 349 banks

How Texas National Bank compares to Texas peers

Capital ratio
Bottom 6% of $100M–1B peers
Texas National
6.9%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of $100M–1B peers
Texas National
0.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Texas National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (6.9% capital ratio)
  • Profitable (ROA 0.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texas National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 533 Garza Ave, Tuscola, TX 79562
  • 400 E Broadway St, Sweetwater, TX 79556

Are deposits at Texas National Bank insured?

Yes. Texas National Bank is an FDIC-insured bank (FDIC certificate #34014). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texas National Bank: frequently asked questions

Is Texas National Bank a good bank?

Texas National Bank earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (6.9% capital ratio); Profitable (ROA 0.35%).

Is Texas National Bank FDIC-insured?

Yes. Texas National Bank is a FDIC-insured bank (FDIC certificate #34014). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Texas National Bank?

Texas National Bank holds $141 million in total assets, ranking 332nd of 349 banks we track in Texas. It operates 2 branches.

Does Texas National Bank have CFPB complaints?

No CFPB complaints against Texas National Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Agility Bank, National Association
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The American National Bank Of Mount Pleasant
bank · Mount Pleasant, TX · $144M assets
Pointwest Bank
bank · West, TX · $138M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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