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First State Bank Of Brownsboro

Brownsboro, TX · Est. 1917 · Website ↗
B
Trust Grade
Strong
Score: 83/100

First State Bank Of Brownsboro is a bank based in Brownsboro, Texas, established in 1917, with $140 million in total assets across 3 branches. By Trust Grade it ranks 330th of 349 banks we track in Texas. Its capital ratio of 5.9% trails most similarly sized banks (3th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against First State Bank Of Brownsboro appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$139.7M
$100M–1B institution
Deposits
$131.1M
Branches
3
Capital ratio
5.9%
Bottom 3% of $100M–1B peers · Texas median 10.9%
Return on assets
1.4%
Top 36% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#330
of 349 banks

How First State Bank Of Brownsboro compares to Texas peers

Capital ratio
Bottom 3% of $100M–1B peers
First State
5.9%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of $100M–1B peers
First State
1.4%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First State Bank Of Brownsboro

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (5.9% capital ratio)
  • Strongly profitable (ROA 1.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank Of Brownsboro over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 6465 State Highway 31 E, Murchison, TX 75778
  • 609 S Palestine St, Athens, TX 75751
  • 14225 State Highway 31 E, Brownsboro, TX 75756

Are deposits at First State Bank Of Brownsboro insured?

Yes. First State Bank Of Brownsboro is an FDIC-insured bank (FDIC certificate #11181). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank Of Brownsboro: frequently asked questions

Is First State Bank Of Brownsboro a good bank?

First State Bank Of Brownsboro earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (5.9% capital ratio); Strongly profitable (ROA 1.43%).

Is First State Bank Of Brownsboro FDIC-insured?

Yes. First State Bank Of Brownsboro is a FDIC-insured bank (FDIC certificate #11181). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank Of Brownsboro?

First State Bank Of Brownsboro holds $140 million in total assets, ranking 330th of 349 banks we track in Texas. It operates 3 branches.

Does First State Bank Of Brownsboro have CFPB complaints?

No CFPB complaints against First State Bank Of Brownsboro appear in our data over the analysis window, which is typical for a bank of this size.

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The First National Bank Of Aspermont
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Agility Bank, National Association
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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