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The American National Bank Of Mount Pleasant

Mount Pleasant, TX · Est. 1979 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

The American National Bank Of Mount Pleasant is a bank based in Mount Pleasant, Texas, established in 1979, with $144 million in total assets across 1 branch. By Trust Grade it ranks 242nd of 349 banks we track in Texas. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.66% return on assets. No consumer complaints against The American National Bank Of Mount Pleasant appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$144.1M
$100M–1B institution
Deposits
$131.0M
Branches
1
Capital ratio
8.9%
Bottom 28% of $100M–1B peers · Texas median 10.9%
Return on assets
1.7%
Top 24% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#242
of 349 banks

How The American National Bank Of Mount Pleasant compares to Texas peers

Capital ratio
Bottom 28% of $100M–1B peers
The American
8.9%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $100M–1B peers
The American
1.7%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The American National Bank Of Mount Pleasant

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 1.66%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The American National Bank Of Mount Pleasant over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 301 S Madison Ave, Mount Pleasant, TX 75455

Are deposits at The American National Bank Of Mount Pleasant insured?

Yes. The American National Bank Of Mount Pleasant is an FDIC-insured bank (FDIC certificate #22942). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The American National Bank Of Mount Pleasant: frequently asked questions

Is The American National Bank Of Mount Pleasant a good bank?

The American National Bank Of Mount Pleasant earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.66%).

Is The American National Bank Of Mount Pleasant FDIC-insured?

Yes. The American National Bank Of Mount Pleasant is a FDIC-insured bank (FDIC certificate #22942). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The American National Bank Of Mount Pleasant?

The American National Bank Of Mount Pleasant holds $144 million in total assets, ranking 242nd of 349 banks we track in Texas. It operates 1 branch.

Does The American National Bank Of Mount Pleasant have CFPB complaints?

No CFPB complaints against The American National Bank Of Mount Pleasant appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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