The First National Bank Of Tom Bean is a bank based in Tom Bean, Texas, established in 1906, with $147 million in total assets across 4 branches. By Trust Grade it ranks 190th of 349 banks we track in Texas. Its capital ratio of 12.5% is stronger than 76% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against The First National Bank Of Tom Bean appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Tom Bean compares to Texas peers
How we graded The First National Bank Of Tom Bean
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Tom Bean over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 2203 W Main St, Clarksville, TX 75426
- 109 S Britton St, Tom Bean, TX 75489
- 120 E 1st St, Lewisville, AR 71845
- 301 N Hervey St, Hope, AR 71801
Are deposits at The First National Bank Of Tom Bean insured?
Yes. The First National Bank Of Tom Bean is an FDIC-insured bank (FDIC certificate #5557). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Tom Bean: frequently asked questions
Is The First National Bank Of Tom Bean a good bank?
The First National Bank Of Tom Bean earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.92%).
Is The First National Bank Of Tom Bean FDIC-insured?
Yes. The First National Bank Of Tom Bean is a FDIC-insured bank (FDIC certificate #5557). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Tom Bean?
The First National Bank Of Tom Bean holds $147 million in total assets, ranking 190th of 349 banks we track in Texas. It operates 4 branches.
Does The First National Bank Of Tom Bean have CFPB complaints?
No CFPB complaints against The First National Bank Of Tom Bean appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
