Johnson City Bank is a bank based in Johnson City, Texas, established in 1944, with $149 million in total assets across 1 branch. By Trust Grade it ranks 31st of 349 banks we track in Texas. Its capital ratio of 12.0% is stronger than 73% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.49% return on assets. No consumer complaints against Johnson City Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Johnson City Bank compares to Texas peers
How we graded Johnson City Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Strongly profitable (ROA 1.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Johnson City Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 100 E Pecan Dr, Johnson City, TX 78636
Are deposits at Johnson City Bank insured?
Yes. Johnson City Bank is an FDIC-insured bank (FDIC certificate #16176). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Johnson City Bank: frequently asked questions
Is Johnson City Bank a good bank?
Johnson City Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.49%).
Is Johnson City Bank FDIC-insured?
Yes. Johnson City Bank is a FDIC-insured bank (FDIC certificate #16176). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Johnson City Bank?
Johnson City Bank holds $149 million in total assets, ranking 31st of 349 banks we track in Texas. It operates 1 branch.
Does Johnson City Bank have CFPB complaints?
No CFPB complaints against Johnson City Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
