Mason Bank is a bank based in Mason, Texas, established in 1904, with $151 million in total assets across 1 branch. By Trust Grade it ranks 133rd of 349 banks we track in Texas. Its capital ratio of 15.5% is stronger than 91% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against Mason Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mason Bank compares to Texas peers
How we graded Mason Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.5% capital ratio)
- Strongly profitable (ROA 1.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mason Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 111 Westmoreland Street, Mason, TX 76856
Are deposits at Mason Bank insured?
Yes. Mason Bank is an FDIC-insured bank (FDIC certificate #3327). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mason Bank: frequently asked questions
Is Mason Bank a good bank?
Mason Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Strongly profitable (ROA 1.55%).
Is Mason Bank FDIC-insured?
Yes. Mason Bank is a FDIC-insured bank (FDIC certificate #3327). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mason Bank?
Mason Bank holds $151 million in total assets, ranking 133rd of 349 banks we track in Texas. It operates 1 branch.
Does Mason Bank have CFPB complaints?
No CFPB complaints against Mason Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.