Fannin Bank is a bank based in Bonham, Texas, established in 1925, with $153 million in total assets across 2 branches. By Trust Grade it ranks 317th of 349 banks we track in Texas. Its capital ratio of 6.9% trails most similarly sized banks (7th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.04% return on assets. No consumer complaints against Fannin Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fannin Bank compares to Texas peers
How we graded Fannin Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.9% capital ratio)
- Strongly profitable (ROA 2.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fannin Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 230 E 3rd St, Bonham, TX 75418
- 901 E Main St, Honey Grove, TX 75446
Are deposits at Fannin Bank insured?
Yes. Fannin Bank is an FDIC-insured bank (FDIC certificate #5589). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fannin Bank: frequently asked questions
Is Fannin Bank a good bank?
Fannin Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (6.9% capital ratio); Strongly profitable (ROA 2.04%).
Is Fannin Bank FDIC-insured?
Yes. Fannin Bank is a FDIC-insured bank (FDIC certificate #5589). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fannin Bank?
Fannin Bank holds $153 million in total assets, ranking 317th of 349 banks we track in Texas. It operates 2 branches.
Does Fannin Bank have CFPB complaints?
No CFPB complaints against Fannin Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
