Skip to main content
bank

Third Coast Bank

Humble, TX · Est. 2008 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Third Coast Bank is a bank based in Humble, Texas, established in 2008, with $6.6 billion in total assets across 23 branches. By Trust Grade it ranks 160th of 349 banks we track in Texas. Its capital ratio of 11.9% is stronger than 77% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Third Coast Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.6B
$1B–10B institution
Deposits
$5.7B
Branches
23
Capital ratio
11.9%
Top 23% of $1B–10B peers · Texas median 10.9%
Return on assets
1.2%
Top 50% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#160
of 349 banks

How Third Coast Bank compares to Texas peers

Capital ratio
Top 23% of $1B–10B peers
Third Coast
11.9%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $1B–10B peers
Third Coast
1.2%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Third Coast Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.9% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Third Coast Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (23)

  • 13809 Us Highway 87 W, La Vernia, TX 78121
  • 1850 Pearland Pkwy, Pearland, TX 77581
  • 20202 Highway 59 N, Humble, TX 77338
  • 3650 North Major Drive, Beaumont, TX 77713
  • 12038 Us Highway 82 W, Detroit, TX 75436
  • 507 Pressler St, Austin, TX 78703
  • 1800 West Loop S, Houston, TX 77027
  • 3260 Central Mall Dr, Port Arthur, TX 77642
  • 8235 Douglas Ave, Dallas, TX 75225
  • 85 Oak Dr, Lake Jackson, TX 77566
  • 13715 E Ladera Blvd, Austin, TX 78738
  • 5000 Legacy Dr, Plano, TX 75024
  • 1336 League Line Rd, Conroe, TX 77304
  • 900 Hutchins Ave, Ballinger, TX 76821
  • 5508 W Highway 290, Austin, TX 78735
  • 200 N Nixon Ave, Nixon, TX 78140
  • 1400 W 7th St, Fort Worth, TX 76102
  • 200 E 8th St, Georgetown, TX 78626
  • 1910 W Lake Houston Pkwy, Kingwood, TX 77339
  • 420 Broadway St, San Antonio, TX 78205
  • 507 Pressler St, Austin, TX 78703
  • 9709 Lakeside Blvd Ste 117, The Woodlands, TX 77381
  • 815 Highway 71 W, Bastrop, TX 78602

Are deposits at Third Coast Bank insured?

Yes. Third Coast Bank is an FDIC-insured bank (FDIC certificate #58716). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Third Coast Bank: frequently asked questions

Is Third Coast Bank a good bank?

Third Coast Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.22%).

Is Third Coast Bank FDIC-insured?

Yes. Third Coast Bank is a FDIC-insured bank (FDIC certificate #58716). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Third Coast Bank?

Third Coast Bank holds $6.6 billion in total assets, ranking 160th of 349 banks we track in Texas. It operates 23 branches.

Does Third Coast Bank have CFPB complaints?

No CFPB complaints against Third Coast Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Tbk Bank, Ssb
bank · Dallas, TX · $6.9B assets
Broadway National Bank
bank · San Antonio, TX · $5.7B assets
The American National Bank Of Texas
bank · Terrell, TX · $5.5B assets
Vantage Bank Texas
bank · San Antonio, TX · $4.9B assets
First National Bank Texas
bank · Killeen, TX · $4.7B assets
City Bank
bank · Lubbock, TX · $4.6B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →