First National Bank Texas is a bank based in Killeen, Texas, established in 1901, with $4.7 billion in total assets across 358 branches. By Trust Grade it ranks 324th of 349 banks we track in Texas. Its capital ratio of 6.4% trails most similarly sized banks (2th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against First National Bank Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank Texas compares to Texas peers
How we graded First National Bank Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.4% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (358)
- 109 Tj Mills Boulevard, Fort Hood, TX 76544
- 704 E Davis St, Conroe, TX 77301
- 5801 Gessner Rd, Houston, TX 77041
- 504 S Danville St, Willis, TX 77378
- 2990 E Business 190, Copperas Cove, TX 76522
- 601 Indian Trl, Harker Heights, TX 76548
- 3830 W Davis St, Conroe, TX 77304
- 341 S Loop 336 W, Conroe, TX 77304
- 1716 Highway Interstate 45, Huntsville, TX 77340
- 20851 Fm 1485 Rd, New Caney, TX 77357
- 4304 E Central Texas Expy, Killeen, TX 76543
- 1314 W Adams Ave, Temple, TX 76504
- 1002 N 38th St, Killeen, TX 76543
- 401 Coke Ave, Hillsboro, TX 76645
- 223 South Loop 256, Palestine, TX 75801
- 4320 Franklin Ave, Waco, TX 76710
- 2102 S W S Young Dr, Killeen, TX 76543
- 1400 Lowes Blvd, Killeen, TX 76542
- 901 E Central Texas Expy, Killeen, TX 76541
- 200 Us Highway 80 E, Mesquite, TX 75149
- 150 N Beckley St, Lancaster, TX 75146
- 7401 Samuell Blvd, Dallas, TX 75228
- 6702 Seawall Blvd, Galveson, TX 77551
- 2765 W Washington St, Stephenville, TX 76401
- 2200 Briarcrest Dr, Bryan, TX 77802
- 1216 Junction Hwy, Kerrville, TX 78028
- 3829 Interstate Highway 69 Access Rd, Corpus Christi, TX 78410
- 801 W Main St, Lewisville, TX 75067
- 2701 S Interstate 35, Round Rock, TX 78664
- 1107 Shaver St, Pasadena, TX 77506
- 121 Highway 332 W, Lake Jackson, TX 77566
- 5330 Fm 1640 Rd, Richmond, TX 77469
- 9002 N Navarro St, Victoria, TX 77904
- 1750 S Broadway St, Sulphur Springs, TX 75482
- 7401 Interstate 30, Greenville, TX 75402
- 8401 Anderson Blvd, Fort Worth, TX 76120
- 1821 S Padre Island Dr, Corpus Christi, TX 78416
- 10411 North Freeway I-45, Houston, TX 77037
- 11210 W Airport Blvd, Stafford, TX 77477
- 401 E Us Highway 82, Sherman, TX 75092
Are deposits at First National Bank Texas insured?
Yes. First National Bank Texas is an FDIC-insured bank (FDIC certificate #3285). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank Texas: frequently asked questions
Is First National Bank Texas a good bank?
First National Bank Texas earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.4% capital ratio); Strongly profitable (ROA 1.11%).
Is First National Bank Texas FDIC-insured?
Yes. First National Bank Texas is a FDIC-insured bank (FDIC certificate #3285). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank Texas?
First National Bank Texas holds $4.7 billion in total assets, ranking 324th of 349 banks we track in Texas. It operates 358 branches.
Does First National Bank Texas have CFPB complaints?
No CFPB complaints against First National Bank Texas appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
