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City Bank

Lubbock, TX · Est. 1984 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

City Bank is a bank based in Lubbock, Texas, established in 1984, with $4.6 billion in total assets across 36 branches. By Trust Grade it ranks 83rd of 349 banks we track in Texas. Its capital ratio of 10.1% trails most similarly sized banks (47th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against City Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.6B
$1B–10B institution
Deposits
$4.1B
Branches
36
Capital ratio
10.1%
Bottom 47% of $1B–10B peers · Texas median 10.9%
Return on assets
1.5%
Top 32% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#83
of 349 banks

How City Bank compares to Texas peers

Capital ratio
Bottom 47% of $1B–10B peers
City Bank
10.1%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $1B–10B peers
City Bank
1.5%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded City Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.1% capital ratio)
  • Strongly profitable (ROA 1.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for City Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (36)

  • 600 College Ave, Levelland, TX 79336
  • 5219 City Bank Pkwy, Lubbock, TX 79407
  • 4400 Post Oak Pkwy Ste 2260, Houston, TX 77027
  • 400 S Allen Ave, Monahans, TX 79756
  • 107 W Taylor Ave, Morton, TX 79346
  • 2426 N Grandview Ave, Odessa, TX 79761
  • 3251 50th St, Lubbock, TX 79413
  • 8201 Quaker Ave, Lubbock, TX 79424
  • 210 N Oak St, Kermit, TX 79745
  • 214 S Main Ave, Monahans, TX 79756
  • 8009 University Ave, Lubbock, TX 79423
  • 400 W Illinois Ave, Midland, TX 79701
  • 809 W Dickinson Blvd, Fort Stockton, TX 79735
  • 7901 N Mesa St, El Paso, TX 79932
  • 611 University Ave, Lubbock, TX 79401
  • 1418 George Dieter Dr, El Paso, TX 79936
  • 1850 Sudderth Dr, Ruidoso, NM 88345
  • 5219 City Bank Pkwy, Lubbock, TX 79407
  • 7500 Dallas Pkwy, Plano, TX 75024
  • 5506 4th St, Lubbock, TX 79416
  • 304 W 1st St, Idalou, TX 79329
  • 771 E Us Highway 80, Forney, TX 75126
  • 1409 University Dr E, College Station, TX 77840
  • 6524 82nd St, Lubbock, TX 79424
  • 2525 Mckinnon St, Dallas, TX 75201
  • 600 College Ave, Levelland, TX 79336
  • 4601c Antilley Rd, Abilene, TX 79606
  • 2340 W Interstate 20, Arlington, TX 76017
  • 12720 Hillcrest Rd, Dallas, TX 75230
  • 6006 N Mesa St, El Paso, TX 79912
  • 133 W Main St Ste 300, Grand Prairie, TX 75050
  • 751 E Southlake Blvd, Southlake, TX 76092
  • 128 S Patrick St, Dublin, TX 76446
  • 825 Town And Country Ln, Houston, TX 77024
  • 6500 West Fwy, Fort Worth, TX 76116
  • 1501 W University Blvd, Odessa, TX 79764

Are deposits at City Bank insured?

Yes. City Bank is an FDIC-insured bank (FDIC certificate #25103). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

City Bank: frequently asked questions

Is City Bank a good bank?

City Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.46%).

Is City Bank FDIC-insured?

Yes. City Bank is a FDIC-insured bank (FDIC certificate #25103). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is City Bank?

City Bank holds $4.6 billion in total assets, ranking 83rd of 349 banks we track in Texas. It operates 36 branches.

Does City Bank have CFPB complaints?

No CFPB complaints against City Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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