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The American National Bank Of Texas

Terrell, TX · Est. 1981 · Website ↗
B
Trust Grade
Strong
Score: 80/100

The American National Bank Of Texas is a bank based in Terrell, Texas, established in 1981, with $5.5 billion in total assets across 28 branches. By Trust Grade it ranks 338th of 349 banks we track in Texas. Its capital ratio of 5.9% trails most similarly sized banks (2th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against The American National Bank Of Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.5B
$1B–10B institution
Deposits
$4.8B
Branches
28
Capital ratio
5.9%
Bottom 2% of $1B–10B peers · Texas median 10.9%
Return on assets
0.6%
Bottom 12% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#338
of 349 banks

How The American National Bank Of Texas compares to Texas peers

Capital ratio
Bottom 2% of $1B–10B peers
The American
5.9%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $1B–10B peers
The American
0.6%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The American National Bank Of Texas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (5.9% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The American National Bank Of Texas over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (28)

  • 917 Military Pkwy, Mesquite, TX 75149
  • 2865 Ridge Rd, Rockwall, TX 75032
  • 1023 W Us Highway 175, Crandall, TX 75114
  • 102 W Moore Ave, Terrell, TX 75160
  • 401 E State Highway 243, Canton, TX 75103
  • 301 S Highway 78, Wylie, TX 75098
  • 104 Regal Dr, Forney, TX 75126
  • 2700 S Washington St, Kaufman, TX 75142
  • 8908 Highway 34 S, Quinlan, TX 75474
  • 201 N Highway 175, Seagoville, TX 75159
  • 1900 W Moore Ave, Terrell, TX 75160
  • 2500 E Broad St, Mansfield, TX 76063
  • 5809 Wesley St, Greenville, TX 75402
  • 2720 W 7th St, Fort Worth, TX 76107
  • 2101 Precinct Line Rd, Hurst, TX 76054
  • 1101 E Plano Pkwy, Plano, TX 75074
  • 720 S Greenville Ave, Allen, TX 75002
  • 340 W North Commerce St, Wills Point, TX 75169
  • 2851 S Central Expy, Mckinney, TX 75070
  • 5430 Highway 78, Sachse, TX 75048
  • 5320 Lakeview Pkwy, Rowlett, TX 75088
  • 1105 N Goliad St, Rockwall, TX 75087
  • 123 E Interstate 30, Royse City, TX 75189
  • 301 Sw Wilshire Blvd, Burleson, TX 76028
  • 601 Joe Ramsey Blvd., Greenville, TX 75402
  • 2703 Oak Lawn Ave, Dallas, TX 75219
  • 2600 Dallas Pkwy, Frisco, TX 75034
  • 482 Laurence Dr, Heath, TX 75032

Are deposits at The American National Bank Of Texas insured?

Yes. The American National Bank Of Texas is an FDIC-insured bank (FDIC certificate #23474). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The American National Bank Of Texas: frequently asked questions

Is The American National Bank Of Texas a good bank?

The American National Bank Of Texas earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (5.9% capital ratio); Profitable (ROA 0.59%).

Is The American National Bank Of Texas FDIC-insured?

Yes. The American National Bank Of Texas is a FDIC-insured bank (FDIC certificate #23474). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The American National Bank Of Texas?

The American National Bank Of Texas holds $5.5 billion in total assets, ranking 338th of 349 banks we track in Texas. It operates 28 branches.

Does The American National Bank Of Texas have CFPB complaints?

No CFPB complaints against The American National Bank Of Texas appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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