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Pinnacle Bank

Nashville, TN · Est. 2000 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Pinnacle Bank is a bank based in Nashville, Tennessee, established in 2000, with $122.6 billion in total assets across 444 branches. By Trust Grade it ranks 22nd of 109 banks we track in Tennessee. Its capital ratio of 11.8% is stronger than 75% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against Pinnacle Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$122.6B
≥$100B institution
Deposits
$101.1B
Branches
444
Capital ratio
11.8%
Top 25% of ≥$100B peers · Tennessee median 9.8%
Return on assets
1.0%
Bottom 28% of ≥$100B peers · Tennessee median 1.07%
Rank in Tennessee
#22
of 109 banks

How Pinnacle Bank compares to Tennessee peers

Capital ratio
Top 25% of ≥$100B peers
Pinnacle Bank
11.8%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of ≥$100B peers
Pinnacle Bank
1.0%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Pinnacle Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pinnacle Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (444)

  • 200 N Greenwood St, Lagrange, GA 30240
  • 3650 Main St, Loris, SC 29569
  • 2123 Highway 78, Dora, AL 35062
  • 155 N Bridge St, Labelle, FL 33935
  • 3680 W Main St, Dothan, AL 36305
  • 1 Broad St, Sumter, SC 29150
  • 215 Alabama Ave S, Bremen, GA 30110
  • 810 S Park St, Carrollton, GA 30117
  • 110 Jefferson St, Newnan, GA 30263
  • 125 W Romana St, Pensacola, FL 32502
  • 201 W Patton St, La Fayette, GA 30728
  • 4121 Carmichael Rd, Montgomery, AL 36106
  • 201 E Lamar St, Americus, GA 31709
  • 1261 Homestead Rd N, Lehigh Acres, FL 33936
  • 101 S Crawford St, Thomasville, GA 31792
  • 175 N Fayetteville St, Asheboro, NC 27203
  • 301 Washington St Nw, Huntsville, AL 35801
  • 2704 E Pinetree Blvd, Thomasville, GA 31792
  • 200 Eighteenth Street, Jasper, AL 35501
  • 3151 Macon Rd, Columbus, GA 31906
  • 1695 Whittlesey Rd, Columbus, GA 31904
  • 6401 Whittlesey Blvd, Columbus, GA 31909
  • 6739 River Rd, Columbus, GA 31904
  • 8150 Marne Rd Bldg 9230, Fort Benning, GA 31905
  • 1 Tsys Way, Columbus, GA 31901
  • 1221 Main St, Columbia, SC 29201
  • 111 W Boyce St, Manning, SC 29102
  • 200 E Church St, Bishopville, SC 29010
  • 4840 Forest Dr, Columbia, SC 29206
  • 1175 Wilson Hall Rd, Sumter, SC 29150
  • 616 N Main St, Summerville, SC 29483
  • 1363 Lake Murray Blvd, Irmo, SC 29063
  • 501 E Dekalb St, Camden, SC 29020
  • 210 Central Ave, Hilton Head Island, SC 29926
  • 1245 Knox Abbott Dr, Cayce, SC 29033
  • 2800 Wade Hampton Blvd, Taylors, SC 29687
  • 201 E Mcbee Ave, Greenville, SC 29601
  • 600 W Palmetto St, Florence, SC 29501
  • 2411 N Oak St, Myrtle Beach, SC 29577
  • 1470 N Highway 17, Mount Pleasant, SC 29464

Are deposits at Pinnacle Bank insured?

Yes. Pinnacle Bank is an FDIC-insured bank (FDIC certificate #35583). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pinnacle Bank: frequently asked questions

Is Pinnacle Bank a good bank?

Pinnacle Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.02%).

Is Pinnacle Bank FDIC-insured?

Yes. Pinnacle Bank is a FDIC-insured bank (FDIC certificate #35583). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pinnacle Bank?

Pinnacle Bank holds $122.6 billion in total assets, ranking 22nd of 109 banks we track in Tennessee. It operates 444 branches.

Does Pinnacle Bank have CFPB complaints?

No CFPB complaints against Pinnacle Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Southeast Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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