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Southeast Bank

Farragut, TN · Est. 2002 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Southeast Bank is a bank based in Farragut, Tennessee, established in 2002, with $3.6 billion in total assets across 15 branches. By Trust Grade it ranks 98th of 109 banks we track in Tennessee. Its capital ratio of 8.3% trails most similarly sized banks (12th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against Southeast Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.6B
$1B–10B institution
Deposits
$3.2B
Branches
15
Capital ratio
8.3%
Bottom 12% of $1B–10B peers · Tennessee median 9.8%
Return on assets
0.6%
Bottom 13% of $1B–10B peers · Tennessee median 1.07%
Rank in Tennessee
#98
of 109 banks

How Southeast Bank compares to Tennessee peers

Capital ratio
Bottom 12% of $1B–10B peers
Southeast Bank
8.3%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $1B–10B peers
Southeast Bank
0.6%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Southeast Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (8.3% capital ratio)
  • Profitable (ROA 0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southeast Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 285 Front St, Spring City, TN 37381
  • 744 S Willow Ave, Cookeville, TN 38501
  • 12700 Kingston Pike, Farragut, TN 37934
  • 17670 State Highway 58 N, Decatur, TN 37322
  • 3995 Rhea County Hwy, Dayton, TN 37321
  • 1065 E 10th St, Cookeville, TN 38501
  • 3475 Keith St Nw, Cleveland, TN 37312
  • 9218 Lee Hwy, Ooltewah, TN 37363
  • 412 N Peters Rd, Knoxville, TN 37922
  • 1878 Congress Pkwy S, Athens, TN 37303
  • 10870 Hardin Valley Rd, Knoxville, TN 37932
  • 4960 Kingston Pike, Knoxville, TN 37919
  • 596 Town Creek Pkwy, Lenoir City, TN 37771
  • 605 Chestnut St, Chattanooga, TN 37450
  • 4924 N Broadway St, Knoxville, TN 37918

Are deposits at Southeast Bank insured?

Yes. Southeast Bank is an FDIC-insured bank (FDIC certificate #57348). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southeast Bank: frequently asked questions

Is Southeast Bank a good bank?

Southeast Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.60%).

Is Southeast Bank FDIC-insured?

Yes. Southeast Bank is a FDIC-insured bank (FDIC certificate #57348). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Southeast Bank?

Southeast Bank holds $3.6 billion in total assets, ranking 98th of 109 banks we track in Tennessee. It operates 15 branches.

Does Southeast Bank have CFPB complaints?

No CFPB complaints against Southeast Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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