The Citizens Bank is a bank based in Olanta, South Carolina, established in 1938, with $1.2 billion in total assets across 26 branches. By Trust Grade it ranks 3rd of 44 banks we track in South Carolina. Its capital ratio of 10.3% is stronger than 50% of similarly sized banks, versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against The Citizens Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Citizens Bank compares to South Carolina peers
How we graded The Citizens Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Citizens Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (26)
- 124 East Main Street, Olanta, SC 29114
- 127 S Georgetown Hwy, Johnsonville, SC 29555
- 1020 Highway 17 N, North Myrtle Beach, SC 29582
- 1718 Main St, Turbeville, SC 29162
- 209 E Main St, Lake City, SC 29560
- 1225 Alice Dr, Sumter, SC 29150
- 11022 Ocean Hwy, Pawleys Island, SC 29585
- 11 Willow Grove Road, Lynchburg, SC 29080
- 1510 Exhange Street, Georgetown, SC 29440
- 4700 W Palmetto St, Timmonsville, SC 29161
- 5730 Memorial Blvd, Saint George, SC 29477
- 4400 Highway 17 S, North Myrtle Beach, SC 29582
- 7 North Seventh Street, Mc Bee, SC 29101
- 702 Pamplico Hwy, Florence, SC 29505
- 2220 W Dekalb St, Camden, SC 29020
- 1600 W Palmetto St, Florence, SC 29501
- 705 S Walnut St, Pamplico, SC 29583
- 5 N Williamsburg County Hwy, Kingstree, SC 29556
- 610 International Dr, Myrtle Beach, SC 29579
- 3796 Highway 17, Murrells Inlet, SC 29576
- 909 S Main St, Laurinburg, NC 28352
- 3600 Dorsett Dr, Myrtle Beach, SC 29577
- 273 Carolina Forest Blvd, Myrtle Beach, SC 29579
- 201 S Morgan Ave, Andrews, SC 29510
- 1627 Church St, Conway, SC 29526
- 206 S 5th St, Hartsville, SC 29550
Are deposits at The Citizens Bank insured?
Yes. The Citizens Bank is an FDIC-insured bank (FDIC certificate #15932). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Citizens Bank: frequently asked questions
Is The Citizens Bank a good bank?
The Citizens Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.17%).
Is The Citizens Bank FDIC-insured?
Yes. The Citizens Bank is a FDIC-insured bank (FDIC certificate #15932). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Citizens Bank?
The Citizens Bank holds $1.2 billion in total assets, ranking 3rd of 44 banks we track in South Carolina. It operates 26 branches.
Does The Citizens Bank have CFPB complaints?
No CFPB complaints against The Citizens Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
