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Coastal Carolina National Bank

Myrtle Beach, SC · Est. 2009 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Coastal Carolina National Bank is a bank based in Myrtle Beach, South Carolina, established in 2009, with $1.3 billion in total assets across 10 branches. By Trust Grade it ranks 21st of 44 banks we track in South Carolina. Its capital ratio of 9.3% trails most similarly sized banks (30th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Coastal Carolina National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Deposits
$1.2B
Branches
10
Capital ratio
9.3%
Bottom 30% of $1B–10B peers · South Carolina median 9.8%
Return on assets
1.1%
Bottom 41% of $1B–10B peers · South Carolina median 1.1%
Rank in South Carolina
#21
of 44 banks

How Coastal Carolina National Bank compares to South Carolina peers

Capital ratio
Bottom 30% of $1B–10B peers
Coastal Carolina
9.3%
South Carolina median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $1B–10B peers
Coastal Carolina
1.1%
South Carolina median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Coastal Carolina National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.3% capital ratio)
  • Strongly profitable (ROA 1.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coastal Carolina National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 322 Richland Ave W, Aiken, SC 29801
  • 1012 38th Ave N, Myrtle Beach, SC 29577
  • 1940 Blossom St, Columbia, SC 29205
  • 900 Main St, Conway, SC 29526
  • 2961 S Highway 17, Murrells Inlet, SC 29576
  • 1100 Highway 17 N, North Myrtle Beach, SC 29582
  • 416 E North St, Greenville, SC 29601
  • 142 Magnolia Street, City Of Spartanburg, SC 29306
  • 1807 Columbia Road, Orangeburg, SC 29115
  • 6649 Beach Drive, Ocean Isle Beach, NC 28469

Are deposits at Coastal Carolina National Bank insured?

Yes. Coastal Carolina National Bank is an FDIC-insured bank (FDIC certificate #58864). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coastal Carolina National Bank: frequently asked questions

Is Coastal Carolina National Bank a good bank?

Coastal Carolina National Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.12%).

Is Coastal Carolina National Bank FDIC-insured?

Yes. Coastal Carolina National Bank is a FDIC-insured bank (FDIC certificate #58864). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Coastal Carolina National Bank?

Coastal Carolina National Bank holds $1.3 billion in total assets, ranking 21st of 44 banks we track in South Carolina. It operates 10 branches.

Does Coastal Carolina National Bank have CFPB complaints?

No CFPB complaints against Coastal Carolina National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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