Beacon Community Bank is a bank based in Mount Pleasant, South Carolina, established in 2018, with $972 million in total assets across 6 branches. By Trust Grade it ranks 39th of 44 banks we track in South Carolina. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 0.52% return on assets. No consumer complaints against Beacon Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Beacon Community Bank compares to South Carolina peers
How we graded Beacon Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Profitable (ROA 0.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Beacon Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 2347 Highway 17n, Mount Pleasant, SC 29466
- 966 Houston Northcutt Blvd, Mount Pleasant, SC 29464
- 20 Fairchild St, Charleston, SC 29492
- 1210 Ben Sawyer Blvd, Mount Pleasant, SC 29464
- 5270 International Blvd, North Charleston, SC 29418
- 578 E. Bay Street, Charleston, SC 29403
Are deposits at Beacon Community Bank insured?
Yes. Beacon Community Bank is an FDIC-insured bank (FDIC certificate #59106). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Beacon Community Bank: frequently asked questions
Is Beacon Community Bank a good bank?
Beacon Community Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.52%).
Is Beacon Community Bank FDIC-insured?
Yes. Beacon Community Bank is a FDIC-insured bank (FDIC certificate #59106). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Beacon Community Bank?
Beacon Community Bank holds $972 million in total assets, ranking 39th of 44 banks we track in South Carolina. It operates 6 branches.
Does Beacon Community Bank have CFPB complaints?
No CFPB complaints against Beacon Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
