First Palmetto Bank is a bank based in Camden, South Carolina, established in 1904, with $1.1 billion in total assets across 22 branches. By Trust Grade it ranks 19th of 44 banks we track in South Carolina. Its capital ratio of 9.2% trails most similarly sized banks (27th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against First Palmetto Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Palmetto Bank compares to South Carolina peers
How we graded First Palmetto Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Strongly profitable (ROA 1.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Palmetto Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (22)
- 201 N Pearl St, Pageland, SC 29728
- 301 N Hampton St, Kershaw, SC 29067
- 409 N Main St, Lancaster, SC 29720
- 3932 Forest Dr, Columbia, SC 29204
- 7327 Saint Andrews Rd, Irmo, SC 29063
- 5321 Sunset Blvd, Lexington, SC 29072
- 111 N Brooks St, Manning, SC 29102
- 788 Highway 1 S, Lugoff, SC 29078
- 2310 Broad St, Camden, SC 29020
- 10540 Two Notch Rd, Elgin, SC 29045
- 4311 Main St, Loris, SC 29569
- 300 King St E, Bethune, SC 29009
- 2293 Glenns Bay Rd, Surfside Beach, SC 29575
- 315 E Dekalb St, Camden, SC 29020
- 1376 Highway 17, Little River, SC 29566
- 206 Cashua St, Darlington, SC 29532
- 201 E Church St, Bishopville, SC 29010
- 1636 N Highway 17, Mount Pleasant, SC 29464
- 1204 48th Ave N, Myrtle Beach, SC 29577
- 211 N Main St, Summerville, SC 29483
- 2530 Devine St, Columbia, SC 29205
- 617 E. Mcbee Avenue, Greenville, SC 29601
Are deposits at First Palmetto Bank insured?
Yes. First Palmetto Bank is an FDIC-insured bank (FDIC certificate #28396). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Palmetto Bank: frequently asked questions
Is First Palmetto Bank a good bank?
First Palmetto Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.52%).
Is First Palmetto Bank FDIC-insured?
Yes. First Palmetto Bank is a FDIC-insured bank (FDIC certificate #28396). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Palmetto Bank?
First Palmetto Bank holds $1.1 billion in total assets, ranking 19th of 44 banks we track in South Carolina. It operates 22 branches.
Does First Palmetto Bank have CFPB complaints?
No CFPB complaints against First Palmetto Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
