Woodlands Bank is a bank based in Williamsport, Pennsylvania, established in 1990, with $633 million in total assets across 8 branches. By Trust Grade it ranks 88th of 110 banks we track in Pennsylvania. Its capital ratio of 7.6% trails most similarly sized banks (10th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.12% return on assets. Consumers filed 6 complaints about Woodlands Financial Services Inc with the CFPB — 9.5 per $1B in assets, a higher rate than 53% of peers.
How Woodlands Bank compares to Pennsylvania peers
How we graded Woodlands Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Strongly profitable (ROA 1.12%)
- 9.5 complaints per $1B in assets
Consumer complaints (CFPB)
6 complaints filed with the CFPB against Woodlands Financial Services Inc — 9.5 per $1B in assets.
Branch locations (8)
- 618 W Southern Ave, Williamsport, PA 17702
- 213 W 4th St, Williamsport, PA 17701
- 973 Lycoming Mall Dr, Pennsdale, PA 17756
- 1146 Allegheny St, Jersey Shore, PA 17740
- 1980 W 4th St, Williamsport, PA 17701
- 2450 E 3rd St, Williamsport, PA 17701
- 2 S Main St, Hughesville, PA 17737
- 202 N Jay St, Lock Haven, PA 17745
Are deposits at Woodlands Bank insured?
Yes. Woodlands Bank is an FDIC-insured bank (FDIC certificate #33136). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Woodlands Bank: frequently asked questions
Is Woodlands Bank a good bank?
Woodlands Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 89/100 and a customer-experience score of 56.3/100. Well-capitalized (7.6% capital ratio); Strongly profitable (ROA 1.12%).
Is Woodlands Bank FDIC-insured?
Yes. Woodlands Bank is a FDIC-insured bank (FDIC certificate #33136). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Woodlands Bank?
Woodlands Bank holds $633 million in total assets, ranking 88th of 110 banks we track in Pennsylvania. It operates 8 branches.
How many complaints does Woodlands Bank have?
Consumers filed 6 complaints about Woodlands Financial Services Inc with the CFPB, or 9.5 per $1B in assets.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
