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Phoenixville Federal Bank And Trust

Phoenixville, PA · Est. 1911 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Phoenixville Federal Bank And Trust is a bank based in Phoenixville, Pennsylvania, established in 1911, with $654 million in total assets across 7 branches. By Trust Grade it ranks 40th of 110 banks we track in Pennsylvania. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Phoenixville Federal Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$654.4M
$100M–1B institution
Deposits
$559.1M
Branches
7
Capital ratio
11.6%
Top 31% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.7%
Bottom 21% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#40
of 110 banks

How Phoenixville Federal Bank And Trust compares to Pennsylvania peers

Capital ratio
Top 31% of $100M–1B peers
Phoenixville Federal
11.6%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of $100M–1B peers
Phoenixville Federal
0.7%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Phoenixville Federal Bank And Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.6% capital ratio)
  • Profitable (ROA 0.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Phoenixville Federal Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 70 N Lewis Rd, Royersford, PA 19468
  • 74 Second Ave, Collegeville, PA 19426
  • 533 Kimberton Road, Kimberton, PA 19442
  • 564 Nutt Rd, Phoenixville, PA 19460
  • 451 W Ridge Pike, Limerick, PA 19468
  • 564 Nutt Rd, Phoenixville, PA 19460
  • 564 Nutt Rd, Phoenixville, PA 19460

Are deposits at Phoenixville Federal Bank And Trust insured?

Yes. Phoenixville Federal Bank And Trust is an FDIC-insured bank (FDIC certificate #29995). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Phoenixville Federal Bank And Trust: frequently asked questions

Is Phoenixville Federal Bank And Trust a good bank?

Phoenixville Federal Bank And Trust earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.71%).

Is Phoenixville Federal Bank And Trust FDIC-insured?

Yes. Phoenixville Federal Bank And Trust is a FDIC-insured bank (FDIC certificate #29995). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Phoenixville Federal Bank And Trust?

Phoenixville Federal Bank And Trust holds $654 million in total assets, ranking 40th of 110 banks we track in Pennsylvania. It operates 7 branches.

Does Phoenixville Federal Bank And Trust have CFPB complaints?

No CFPB complaints against Phoenixville Federal Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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