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Quaint Oak Bank

Southampton, PA · Est. 1926 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Quaint Oak Bank is a bank based in Southampton, Pennsylvania, established in 1926, with $644 million in total assets across 3 branches. By Trust Grade it ranks 64th of 110 banks we track in Pennsylvania. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against Quaint Oak Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$643.6M
$100M–1B institution
Deposits
$570.0M
Branches
3
Capital ratio
10.6%
Top 43% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.3%
Bottom 9% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#64
of 110 banks

How Quaint Oak Bank compares to Pennsylvania peers

Capital ratio
Top 43% of $100M–1B peers
Quaint Oak
10.6%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of $100M–1B peers
Quaint Oak
0.3%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Quaint Oak Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (10.6% capital ratio)
  • Profitable (ROA 0.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Quaint Oak Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1710 Union Blvd, Allentown, PA 18109
  • 117-21 Spring Garden Street, Suite A, Philadelphia, PA 19123
  • 501 Knowles Ave, Southampton, PA 18966

Are deposits at Quaint Oak Bank insured?

Yes. Quaint Oak Bank is an FDIC-insured bank (FDIC certificate #35497). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Quaint Oak Bank: frequently asked questions

Is Quaint Oak Bank a good bank?

Quaint Oak Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Profitable (ROA 0.34%).

Is Quaint Oak Bank FDIC-insured?

Yes. Quaint Oak Bank is a FDIC-insured bank (FDIC certificate #35497). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Quaint Oak Bank?

Quaint Oak Bank holds $644 million in total assets, ranking 64th of 110 banks we track in Pennsylvania. It operates 3 branches.

Does Quaint Oak Bank have CFPB complaints?

No CFPB complaints against Quaint Oak Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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