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Pennian Bank

Mifflintown, PA · Est. 1889 · Website ↗
B
Trust Grade
Strong
Score: 84/100

Pennian Bank is a bank based in Mifflintown, Pennsylvania, established in 1889, with $657 million in total assets across 13 branches. By Trust Grade it ranks 96th of 110 banks we track in Pennsylvania. Its capital ratio of 7.4% trails most similarly sized banks (9th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against Pennian Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$657.4M
$100M–1B institution
Deposits
$569.9M
Branches
13
Capital ratio
7.4%
Bottom 9% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.4%
Bottom 10% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#96
of 110 banks

How Pennian Bank compares to Pennsylvania peers

Capital ratio
Bottom 9% of $100M–1B peers
Pennian Bank
7.4%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Pennian Bank
0.4%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Pennian Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (7.4% capital ratio)
  • Profitable (ROA 0.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pennian Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 5804 William Penn Hwy, Mifflintown, PA 17059
  • 50 Stop Plaza Dr, Mifflintown, PA 17059
  • 24021 Route 333, Thompsontown, PA 17094
  • 250 Tuscarora Path, Ickesburg, PA 17037
  • 3544 Shermans Valley Rd, Loysville, PA 17047
  • 9775 Route 75 S, East Waterford, PA 17021
  • 2 N Main St, Mifflintown, PA 17059
  • 500 North St, Mifflintown, PA 17059
  • 216 S Carlisle St, New Bloomfield, PA 17068
  • 2 N Main St, Mifflintown, PA 17059
  • 75 Red Hill Rd, Newport, PA 17074
  • 559 N 12th St, Lemoyne, PA 17043
  • 34 South Market Street, Elizabethville, PA 17023

Are deposits at Pennian Bank insured?

Yes. Pennian Bank is an FDIC-insured bank (FDIC certificate #7613). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pennian Bank: frequently asked questions

Is Pennian Bank a good bank?

Pennian Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Profitable (ROA 0.38%).

Is Pennian Bank FDIC-insured?

Yes. Pennian Bank is a FDIC-insured bank (FDIC certificate #7613). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pennian Bank?

Pennian Bank holds $657 million in total assets, ranking 96th of 110 banks we track in Pennsylvania. It operates 13 branches.

Does Pennian Bank have CFPB complaints?

No CFPB complaints against Pennian Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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