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Journey Bank

Bloomsburg, PA · Est. 1926 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Journey Bank is a bank based in Bloomsburg, Pennsylvania, established in 1926, with $1.7 billion in total assets across 23 branches. By Trust Grade it ranks 19th of 110 banks we track in Pennsylvania. Its capital ratio of 11.0% is stronger than 61% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against Journey Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.7B
$1B–10B institution
Deposits
$1.5B
Branches
23
Capital ratio
11.0%
Top 39% of $1B–10B peers · Pennsylvania median 10.7%
Return on assets
1.7%
Top 21% of $1B–10B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#19
of 110 banks

How Journey Bank compares to Pennsylvania peers

Capital ratio
Top 39% of $1B–10B peers
Journey Bank
11.0%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of $1B–10B peers
Journey Bank
1.7%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Journey Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Journey Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (23)

  • 1010 Market St, Bloomsburg, PA 17815
  • 347 Main St, Catawissa, PA 17820
  • 279 Columbia Mall Dr, Bloomsburg, PA 17815
  • 200 Market St, Benton, PA 17814
  • 125 South State Street, Millville, PA 17846
  • 725 Route 405 Hwy, Hughesville, PA 17737
  • 2175 Route 442 Hwy, Clarkstown, PA 17756
  • 2691 Columbia Blvd, Route 11, Bloomsburg, PA 17815
  • 119 Northumberland Dr, Elysburg, PA 17824
  • 900 N Loyalsock Ave, Montoursville, PA 17754
  • 1199 Lightstreet Rd, Bloomsburg, PA 17815
  • 319 S Main St, Muncy, PA 17756
  • 1919 W Front St, Berwick, PA 18603
  • 300 Market St, Berwick, PA 18603
  • 4880 State Route 44, Watsontown, PA 17777
  • 2 W Central Ave, Avis, PA 17721
  • 710 Walnut St, Danville, PA 17821
  • 7520 S Route 220 Hwy, Linden, PA 17744
  • 2190 State Route 54, Montgomery, PA 17752
  • 201 S Market St, Williamsport, PA 17702
  • 1199 Lightstreet Rd, Bloomsburg, PA 17815
  • 232 East St, Bloomsburg, PA 17815
  • 2 N Main St, Muncy, PA 17756

Are deposits at Journey Bank insured?

Yes. Journey Bank is an FDIC-insured bank (FDIC certificate #686). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Journey Bank: frequently asked questions

Is Journey Bank a good bank?

Journey Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.68%).

Is Journey Bank FDIC-insured?

Yes. Journey Bank is a FDIC-insured bank (FDIC certificate #686). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Journey Bank?

Journey Bank holds $1.7 billion in total assets, ranking 19th of 110 banks we track in Pennsylvania. It operates 23 branches.

Does Journey Bank have CFPB complaints?

No CFPB complaints against Journey Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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