1st Summit Bank is a bank based in Johnstown, Pennsylvania, established in 1924, with $1.5 billion in total assets across 17 branches. By Trust Grade it ranks 97th of 110 banks we track in Pennsylvania. Its capital ratio of 7.0% trails most similarly sized banks (4th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against 1st Summit Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Summit Bank compares to Pennsylvania peers
How we graded 1st Summit Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.0% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Summit Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (17)
- 367 Locust St, Sidman, PA 15955
- 1148 Forest Hills Dr, Salix, PA 15952
- 600 Main St, Johnstown, PA 15901
- 924 Main St, Portage, PA 15946
- 1560 Menoher Blvd, Johnstown, PA 15905
- 7538 Admiral Peary Hwy, Cresson, PA 16630
- 454 Parkhill Dr, Johnstown, PA 15909
- 1825 Oakland Ave, Indiana, PA 15701
- 404 N Center Ave, Somerset, PA 15501
- 200 Town Centre Dr, Johnstown, PA 15904
- 2600 Plank Road Cmns, Altoona, PA 16601
- 125 Donald Ln, Johnstown, PA 15904
- 332 Unity Plz, Latrobe, PA 15650
- 512 W High St, Ebensburg, PA 15931
- 4510 William Penn Hwy, Murrysville, PA 15668
- 5812 6th Avenue, Altoona, PA 16602
- 5150 Us - Route 30, Greensburg, PA 15601
Are deposits at 1st Summit Bank insured?
Yes. 1st Summit Bank is an FDIC-insured bank (FDIC certificate #8426). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Summit Bank: frequently asked questions
Is 1st Summit Bank a good bank?
1st Summit Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (7.0% capital ratio); Profitable (ROA 0.63%).
Is 1st Summit Bank FDIC-insured?
Yes. 1st Summit Bank is a FDIC-insured bank (FDIC certificate #8426). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is 1st Summit Bank?
1st Summit Bank holds $1.5 billion in total assets, ranking 97th of 110 banks we track in Pennsylvania. It operates 17 branches.
Does 1st Summit Bank have CFPB complaints?
No CFPB complaints against 1st Summit Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
