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Washington Financial Bank

Washington, PA · Est. 1899 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Washington Financial Bank is a bank based in Washington, Pennsylvania, established in 1899, with $1.5 billion in total assets across 10 branches. By Trust Grade it ranks 11th of 110 banks we track in Pennsylvania. Its capital ratio of 14.0% is stronger than 91% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Washington Financial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Deposits
$1.2B
Branches
10
Capital ratio
14.0%
Top 9% of $1B–10B peers · Pennsylvania median 10.7%
Return on assets
1.1%
Bottom 40% of $1B–10B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#11
of 110 banks

How Washington Financial Bank compares to Pennsylvania peers

Capital ratio
Top 9% of $1B–10B peers
Washington Financial
14.0%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $1B–10B peers
Washington Financial
1.1%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Washington Financial Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.0% capital ratio)
  • Strongly profitable (ROA 1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Washington Financial Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 160 E Pike St, Canonsburg, PA 15317
  • 3616 Washington Rd, Mcmurray, PA 15317
  • 1500 W Chestnut St, Washington, PA 15301
  • 98 E Wylie Ave, Washington, PA 15301
  • 220 Main St, Hickory, PA 15340
  • 430 Valley Brook Rd, Mc Murray, PA 15317
  • 255 Murtland Avenue, Washington, PA 15301
  • 77 S Main St, Washington, PA 15301
  • 173 Millers Run Rd, Bridgeville, PA 15017
  • 3576 Sheridan Ave, Finleyville, PA 15332

Are deposits at Washington Financial Bank insured?

Yes. Washington Financial Bank is an FDIC-insured bank (FDIC certificate #29520). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Washington Financial Bank: frequently asked questions

Is Washington Financial Bank a good bank?

Washington Financial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Strongly profitable (ROA 1.09%).

Is Washington Financial Bank FDIC-insured?

Yes. Washington Financial Bank is a FDIC-insured bank (FDIC certificate #29520). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Washington Financial Bank?

Washington Financial Bank holds $1.5 billion in total assets, ranking 11th of 110 banks we track in Pennsylvania. It operates 10 branches.

Does Washington Financial Bank have CFPB complaints?

No CFPB complaints against Washington Financial Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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