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Bank Of Bird-In-Hand

Bird In Hand, PA · Est. 2013 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Bank Of Bird-In-Hand is a bank based in Bird In Hand, Pennsylvania, established in 2013, with $1.8 billion in total assets across 16 branches. By Trust Grade it ranks 42nd of 110 banks we track in Pennsylvania. Its capital ratio of 9.5% trails most similarly sized banks (34th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Bank Of Bird-In-Hand appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.8B
$1B–10B institution
Deposits
$1.6B
Branches
16
Capital ratio
9.5%
Bottom 34% of $1B–10B peers · Pennsylvania median 10.7%
Return on assets
1.1%
Bottom 41% of $1B–10B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#42
of 110 banks

How Bank Of Bird-In-Hand compares to Pennsylvania peers

Capital ratio
Bottom 34% of $1B–10B peers
Bank Of
9.5%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $1B–10B peers
Bank Of
1.1%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Bird-In-Hand

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.5% capital ratio)
  • Strongly profitable (ROA 1.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Bird-In-Hand over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (16)

  • 309 N Ronks Rd, Bird In Hand, PA 17505
  • 3540 Old Philadelphia Pike, Intercourse, PA 17534
  • 309 N Ronks Rd, Bird In Hand, PA 17505
  • 3314 Lincoln Hwy E, Paradise, PA 17562
  • 309 N Ronks Rd, Bird In Hand, PA 17505
  • 309 North Ronks Road, Bird In Hand, PA 17505
  • 1759 W Main St, Ephrata, PA 17522
  • 5414 Route 25, Suite 101, Lykens, PA 17048
  • 118 Doe Run Rd, Manheim, PA 17545
  • 2483 Stiegel Pike, Schaefferstown, PA 17088
  • 7180 Bernville Rd, Bernville, PA 19506
  • 3141 Mount Joy Rd, Mount Joy, PA 17552
  • 309 N Ronks Rd, Bird In Hand, PA 17505
  • 335 W 5th St, Quarryville, PA 17566
  • 440 Pequea Ave, Honey Brook, PA 19344
  • 231 W 4th St, Quarryville, PA 17566

Are deposits at Bank Of Bird-In-Hand insured?

Yes. Bank Of Bird-In-Hand is an FDIC-insured bank (FDIC certificate #59074). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Bird-In-Hand: frequently asked questions

Is Bank Of Bird-In-Hand a good bank?

Bank Of Bird-In-Hand earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.11%).

Is Bank Of Bird-In-Hand FDIC-insured?

Yes. Bank Of Bird-In-Hand is a FDIC-insured bank (FDIC certificate #59074). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Bird-In-Hand?

Bank Of Bird-In-Hand holds $1.8 billion in total assets, ranking 42nd of 110 banks we track in Pennsylvania. It operates 16 branches.

Does Bank Of Bird-In-Hand have CFPB complaints?

No CFPB complaints against Bank Of Bird-In-Hand appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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