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Embassy Bank For The Lehigh Valley

Bethlehem, PA · Est. 2001 · Website ↗
B
Trust Grade
Strong
Score: 85/100

Embassy Bank For The Lehigh Valley is a bank based in Bethlehem, Pennsylvania, established in 2001, with $1.8 billion in total assets across 10 branches. By Trust Grade it ranks 92nd of 110 banks we track in Pennsylvania. Its capital ratio of 6.8% trails most similarly sized banks (3th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Embassy Bank For The Lehigh Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.8B
$1B–10B institution
Deposits
$1.7B
Branches
10
Capital ratio
6.8%
Bottom 3% of $1B–10B peers · Pennsylvania median 10.7%
Return on assets
0.9%
Bottom 24% of $1B–10B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#92
of 110 banks

How Embassy Bank For The Lehigh Valley compares to Pennsylvania peers

Capital ratio
Bottom 3% of $1B–10B peers
Embassy Bank
6.8%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $1B–10B peers
Embassy Bank
0.9%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Embassy Bank For The Lehigh Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (6.8% capital ratio)
  • Profitable (ROA 0.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Embassy Bank For The Lehigh Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 100 Gateway Dr, Bethlehem, PA 18017
  • 4148 W Tilghman St, Allentown, PA 18104
  • 925 W Broad St, Bethlehem, PA 18018
  • 6379 Hamilton Blvd, Allentown, PA 18106
  • 1142 S Cedar Crest Blvd, Allentown, PA 18103
  • 3495 Route 378, Bethlehem, PA 18015
  • 3751 Easton Nazareth Hwy, Easton, PA 18045
  • 10 N Main St, Nazareth, PA 18064
  • 180 W Main St, Macungie, PA 18062
  • 2002 W Liberty St, Allentown, PA 18104

Are deposits at Embassy Bank For The Lehigh Valley insured?

Yes. Embassy Bank For The Lehigh Valley is an FDIC-insured bank (FDIC certificate #57228). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Embassy Bank For The Lehigh Valley: frequently asked questions

Is Embassy Bank For The Lehigh Valley a good bank?

Embassy Bank For The Lehigh Valley earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.8% capital ratio); Profitable (ROA 0.85%).

Is Embassy Bank For The Lehigh Valley FDIC-insured?

Yes. Embassy Bank For The Lehigh Valley is a FDIC-insured bank (FDIC certificate #57228). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Embassy Bank For The Lehigh Valley?

Embassy Bank For The Lehigh Valley holds $1.8 billion in total assets, ranking 92nd of 110 banks we track in Pennsylvania. It operates 10 branches.

Does Embassy Bank For The Lehigh Valley have CFPB complaints?

No CFPB complaints against Embassy Bank For The Lehigh Valley appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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