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The Hopeton State Bank

Hopeton, OK · Est. 1919 · Website ↗
B
Trust Grade
Strong
Score: 81/100

The Hopeton State Bank is a bank based in Hopeton, Oklahoma, established in 1919, with $31 million in total assets across 1 branch. By Trust Grade it ranks 162nd of 170 banks we track in Oklahoma. Its capital ratio of 19.1% is stronger than 84% of similarly sized banks, versus a Oklahoma median of 10.4%. It posted a loss over the most recent period (-0.89% return on assets), a point to watch. No consumer complaints against The Hopeton State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$31.2M
<$100M institution
Deposits
$25.2M
Branches
1
Capital ratio
19.1%
Top 16% of <$100M peers · Oklahoma median 10.4%
Return on assets
-0.9%
Bottom 8% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#162
of 170 banks

How The Hopeton State Bank compares to Oklahoma peers

Capital ratio
Top 16% of <$100M peers
The Hopeton
19.1%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of <$100M peers
The Hopeton
-0.9%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Hopeton State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Strongly capitalized (19.1% capital ratio)
  • Unprofitable over the period (ROA -0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Hopeton State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 19495 County Rd 440, Hopeton, OK 73746

Are deposits at The Hopeton State Bank insured?

Yes. The Hopeton State Bank is an FDIC-insured bank (FDIC certificate #12585). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Hopeton State Bank: frequently asked questions

Is The Hopeton State Bank a good bank?

The Hopeton State Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (19.1% capital ratio); Unprofitable over the period (ROA -0.89%).

Is The Hopeton State Bank FDIC-insured?

Yes. The Hopeton State Bank is a FDIC-insured bank (FDIC certificate #12585). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Hopeton State Bank?

The Hopeton State Bank holds $31 million in total assets, ranking 162nd of 170 banks we track in Oklahoma. It operates 1 branch.

Does The Hopeton State Bank have CFPB complaints?

No CFPB complaints against The Hopeton State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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