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First American Bank

Stonewall, OK · Est. 1940 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First American Bank is a bank based in Stonewall, Oklahoma, established in 1940, with $36 million in total assets across 1 branch. By Trust Grade it ranks 18th of 170 banks we track in Oklahoma. Its capital ratio of 12.7% is stronger than 56% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against First American Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$36.1M
<$100M institution
Deposits
$31.4M
Branches
1
Capital ratio
12.7%
Top 44% of <$100M peers · Oklahoma median 10.4%
Return on assets
1.3%
Top 35% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#18
of 170 banks

How First American Bank compares to Oklahoma peers

Capital ratio
Top 44% of <$100M peers
First American
12.7%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of <$100M peers
First American
1.3%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First American Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.7% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First American Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 301 West Main Street, Stonewall, OK 74871

Are deposits at First American Bank insured?

Yes. First American Bank is an FDIC-insured bank (FDIC certificate #15762). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First American Bank: frequently asked questions

Is First American Bank a good bank?

First American Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.26%).

Is First American Bank FDIC-insured?

Yes. First American Bank is a FDIC-insured bank (FDIC certificate #15762). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First American Bank?

First American Bank holds $36 million in total assets, ranking 18th of 170 banks we track in Oklahoma. It operates 1 branch.

Does First American Bank have CFPB complaints?

No CFPB complaints against First American Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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