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First State Bank In Temple

Temple, OK · Est. 1919 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

First State Bank In Temple is a bank based in Temple, Oklahoma, established in 1919, with $27 million in total assets across 1 branch. By Trust Grade it ranks 92nd of 170 banks we track in Oklahoma. Its capital ratio of 17.5% is stronger than 80% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against First State Bank In Temple appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$26.7M
<$100M institution
Deposits
$19.7M
Branches
1
Capital ratio
17.5%
Top 20% of <$100M peers · Oklahoma median 10.4%
Return on assets
0.9%
Top 50% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#92
of 170 banks

How First State Bank In Temple compares to Oklahoma peers

Capital ratio
Top 20% of <$100M peers
First State
17.5%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of <$100M peers
First State
0.9%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First State Bank In Temple

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (17.5% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank In Temple over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 111 South Commercial, Temple, OK 73568

Are deposits at First State Bank In Temple insured?

Yes. First State Bank In Temple is an FDIC-insured bank (FDIC certificate #5999). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank In Temple: frequently asked questions

Is First State Bank In Temple a good bank?

First State Bank In Temple earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (17.5% capital ratio); Profitable (ROA 0.95%).

Is First State Bank In Temple FDIC-insured?

Yes. First State Bank In Temple is a FDIC-insured bank (FDIC certificate #5999). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank In Temple?

First State Bank In Temple holds $27 million in total assets, ranking 92nd of 170 banks we track in Oklahoma. It operates 1 branch.

Does First State Bank In Temple have CFPB complaints?

No CFPB complaints against First State Bank In Temple appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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