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The First National Bank Of Fletcher

Fletcher, OK · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

The First National Bank Of Fletcher is a bank based in Fletcher, Oklahoma, established in 1902, with $23 million in total assets across 2 branches. By Trust Grade it ranks 120th of 170 banks we track in Oklahoma. Its capital ratio of 8.9% trails most similarly sized banks (17th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against The First National Bank Of Fletcher appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.0M
<$100M institution
Deposits
$20.9M
Branches
2
Capital ratio
8.9%
Bottom 17% of <$100M peers · Oklahoma median 10.4%
Return on assets
0.9%
Bottom 47% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#120
of 170 banks

How The First National Bank Of Fletcher compares to Oklahoma peers

Capital ratio
Bottom 17% of <$100M peers
The First
8.9%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of <$100M peers
The First
0.9%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Fletcher

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Fletcher over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 401 West Cole Ave, Fletcher, OK 73541
  • 401 W Cole Ave, Fletcher, OK 73541

Are deposits at The First National Bank Of Fletcher insured?

Yes. The First National Bank Of Fletcher is an FDIC-insured bank (FDIC certificate #4098). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Fletcher: frequently asked questions

Is The First National Bank Of Fletcher a good bank?

The First National Bank Of Fletcher earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.89%).

Is The First National Bank Of Fletcher FDIC-insured?

Yes. The First National Bank Of Fletcher is a FDIC-insured bank (FDIC certificate #4098). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Fletcher?

The First National Bank Of Fletcher holds $23 million in total assets, ranking 120th of 170 banks we track in Oklahoma. It operates 2 branches.

Does The First National Bank Of Fletcher have CFPB complaints?

No CFPB complaints against The First National Bank Of Fletcher appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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