The Citizens National Bank Of Woodsfield is a bank based in Woodsfield, Ohio, established in 1933, with $152 million in total assets across 4 branches. By Trust Grade it ranks 128th of 157 banks we track in Ohio. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against The Citizens National Bank Of Woodsfield appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Citizens National Bank Of Woodsfield compares to Ohio peers
How we graded The Citizens National Bank Of Woodsfield
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Citizens National Bank Of Woodsfield over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- State Route 7, Sardis, OH 43946
- 143 S Main St, Woodsfield, OH 43793
- 102 Colonel Dr, Barnesville, OH 43713
- 209 Broadway Street, Quaker City, OH 43773
Are deposits at The Citizens National Bank Of Woodsfield insured?
Yes. The Citizens National Bank Of Woodsfield is an FDIC-insured bank (FDIC certificate #6732). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Citizens National Bank Of Woodsfield: frequently asked questions
Is The Citizens National Bank Of Woodsfield a good bank?
The Citizens National Bank Of Woodsfield earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Profitable (ROA 0.90%).
Is The Citizens National Bank Of Woodsfield FDIC-insured?
Yes. The Citizens National Bank Of Woodsfield is a FDIC-insured bank (FDIC certificate #6732). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Citizens National Bank Of Woodsfield?
The Citizens National Bank Of Woodsfield holds $152 million in total assets, ranking 128th of 157 banks we track in Ohio. It operates 4 branches.
Does The Citizens National Bank Of Woodsfield have CFPB complaints?
No CFPB complaints against The Citizens National Bank Of Woodsfield appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
