Monroe Federal Savings And Loan Association is a bank based in Tipp City, Ohio, established in 1875, with $143 million in total assets across 4 branches. By Trust Grade it ranks 148th of 157 banks we track in Ohio. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Ohio median of 10.3%. It posted a loss over the most recent period (-0.53% return on assets), a point to watch. No consumer complaints against Monroe Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Monroe Federal Savings And Loan Association compares to Ohio peers
How we graded Monroe Federal Savings And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Unprofitable over the period (ROA -0.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Monroe Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 264 E National Rd, Vandalia, OH 45377
- 24 E Main St, Tipp City, OH 45371
- 8512 N Dixie Dr, Dayton, OH 45414
- 985 W Main St, Tipp City, OH 45371
Are deposits at Monroe Federal Savings And Loan Association insured?
Yes. Monroe Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #29578). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Monroe Federal Savings And Loan Association: frequently asked questions
Is Monroe Federal Savings And Loan Association a good bank?
Monroe Federal Savings And Loan Association earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Unprofitable over the period (ROA -0.53%).
Is Monroe Federal Savings And Loan Association FDIC-insured?
Yes. Monroe Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #29578). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Monroe Federal Savings And Loan Association?
Monroe Federal Savings And Loan Association holds $143 million in total assets, ranking 148th of 157 banks we track in Ohio. It operates 4 branches.
Does Monroe Federal Savings And Loan Association have CFPB complaints?
No CFPB complaints against Monroe Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
