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Home Federal Savings And Loan Association Of Niles

Niles, OH · Est. 1897 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Home Federal Savings And Loan Association Of Niles is a bank based in Niles, Ohio, established in 1897, with $159 million in total assets across 1 branch. By Trust Grade it ranks 69th of 157 banks we track in Ohio. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Home Federal Savings And Loan Association Of Niles appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$158.5M
$100M–1B institution
Deposits
$88.4M
Branches
1
Capital ratio
10.8%
Top 40% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.6%
Bottom 18% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#69
of 157 banks

How Home Federal Savings And Loan Association Of Niles compares to Ohio peers

Capital ratio
Top 40% of $100M–1B peers
Home Federal
10.8%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of $100M–1B peers
Home Federal
0.6%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Home Federal Savings And Loan Association Of Niles

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (10.8% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Home Federal Savings And Loan Association Of Niles over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 55 N Main St, Niles, OH 44446

Are deposits at Home Federal Savings And Loan Association Of Niles insured?

Yes. Home Federal Savings And Loan Association Of Niles is an FDIC-insured bank (FDIC certificate #28349). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Home Federal Savings And Loan Association Of Niles: frequently asked questions

Is Home Federal Savings And Loan Association Of Niles a good bank?

Home Federal Savings And Loan Association Of Niles earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Profitable (ROA 0.65%).

Is Home Federal Savings And Loan Association Of Niles FDIC-insured?

Yes. Home Federal Savings And Loan Association Of Niles is a FDIC-insured bank (FDIC certificate #28349). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Home Federal Savings And Loan Association Of Niles?

Home Federal Savings And Loan Association Of Niles holds $159 million in total assets, ranking 69th of 157 banks we track in Ohio. It operates 1 branch.

Does Home Federal Savings And Loan Association Of Niles have CFPB complaints?

No CFPB complaints against Home Federal Savings And Loan Association Of Niles appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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