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Peoples Savings And Loan Company

Bucyrus, OH · Est. 1888 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Peoples Savings And Loan Company is a bank based in Bucyrus, Ohio, established in 1888, with $161 million in total assets across 2 branches. By Trust Grade it ranks 87th of 157 banks we track in Ohio. Its capital ratio of 19.1% is stronger than 96% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against Peoples Savings And Loan Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$160.6M
$100M–1B institution
Deposits
$129.6M
Branches
2
Capital ratio
19.1%
Top 4% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.4%
Bottom 10% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#87
of 157 banks

How Peoples Savings And Loan Company compares to Ohio peers

Capital ratio
Top 4% of $100M–1B peers
Peoples Savings
19.1%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Peoples Savings
0.4%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Peoples Savings And Loan Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (19.1% capital ratio)
  • Profitable (ROA 0.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Savings And Loan Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 300 S Walnut St, Bucyrus, OH 44820
  • 1530 N Sandusky Ave, Bucyrus, OH 44820

Are deposits at Peoples Savings And Loan Company insured?

Yes. Peoples Savings And Loan Company is an FDIC-insured bank (FDIC certificate #29813). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Savings And Loan Company: frequently asked questions

Is Peoples Savings And Loan Company a good bank?

Peoples Savings And Loan Company earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (19.1% capital ratio); Profitable (ROA 0.37%).

Is Peoples Savings And Loan Company FDIC-insured?

Yes. Peoples Savings And Loan Company is a FDIC-insured bank (FDIC certificate #29813). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Savings And Loan Company?

Peoples Savings And Loan Company holds $161 million in total assets, ranking 87th of 157 banks we track in Ohio. It operates 2 branches.

Does Peoples Savings And Loan Company have CFPB complaints?

No CFPB complaints against Peoples Savings And Loan Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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