Osgood Bank is a bank based in Osgood, Ohio, established in 1915, with $514 million in total assets across 6 branches. By Trust Grade it ranks 117th of 157 banks we track in Ohio. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Osgood Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Osgood Bank compares to Ohio peers
How we graded Osgood Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 1.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Osgood Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 500 E Park St, Fort Loramie, OH 45845
- 79 W Franklin St, Chickasaw, OH 45826
- 165 East Lake Street, Lakeview, OH 43331
- 275 W Main St, Osgood, OH 45351
- 275 W Main St, Osgood, OH 45351
- 207 W Main St, Russia, OH 45363
Are deposits at Osgood Bank insured?
Yes. Osgood Bank is an FDIC-insured bank (FDIC certificate #9137). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Osgood Bank: frequently asked questions
Is Osgood Bank a good bank?
Osgood Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.24%).
Is Osgood Bank FDIC-insured?
Yes. Osgood Bank is a FDIC-insured bank (FDIC certificate #9137). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Osgood Bank?
Osgood Bank holds $514 million in total assets, ranking 117th of 157 banks we track in Ohio. It operates 6 branches.
Does Osgood Bank have CFPB complaints?
No CFPB complaints against Osgood Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
