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Ohio State Bank

Bexley, OH · Est. 2019 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Ohio State Bank is a bank based in Bexley, Ohio, established in 2019, with $481 million in total assets across 2 branches. By Trust Grade it ranks 31st of 157 banks we track in Ohio. Its capital ratio of 11.0% is stronger than 62% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Ohio State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$481.1M
$100M–1B institution
Deposits
$403.6M
Branches
2
Capital ratio
11.0%
Top 38% of $100M–1B peers · Ohio median 10.3%
Return on assets
1.0%
Bottom 41% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#31
of 157 banks

How Ohio State Bank compares to Ohio peers

Capital ratio
Top 38% of $100M–1B peers
Ohio State
11.0%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
Ohio State
1.0%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Ohio State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ohio State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 2106 E Main St, Bexley, OH 43209
  • 1776 W Lane Ave, Upper Arlington, OH 43221

Are deposits at Ohio State Bank insured?

Yes. Ohio State Bank is an FDIC-insured bank (FDIC certificate #59144). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ohio State Bank: frequently asked questions

Is Ohio State Bank a good bank?

Ohio State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.04%).

Is Ohio State Bank FDIC-insured?

Yes. Ohio State Bank is a FDIC-insured bank (FDIC certificate #59144). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Ohio State Bank?

Ohio State Bank holds $481 million in total assets, ranking 31st of 157 banks we track in Ohio. It operates 2 branches.

Does Ohio State Bank have CFPB complaints?

No CFPB complaints against Ohio State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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