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The St. Henry Bank

St. Henry, OH · Est. 1905 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The St. Henry Bank is a bank based in St. Henry, Ohio, established in 1905, with $448 million in total assets across 3 branches. By Trust Grade it ranks 49th of 157 banks we track in Ohio. Its capital ratio of 10.9% is stronger than 61% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 2.65% return on assets. No consumer complaints against The St. Henry Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$447.9M
$100M–1B institution
Deposits
$394.7M
Branches
3
Capital ratio
10.9%
Top 39% of $100M–1B peers · Ohio median 10.3%
Return on assets
2.7%
Top 4% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#49
of 157 banks

How The St. Henry Bank compares to Ohio peers

Capital ratio
Top 39% of $100M–1B peers
The St.
10.9%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
The St.
2.7%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The St. Henry Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 2.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The St. Henry Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 8111 Ohio 119, Maria Stein, OH 45860
  • 502 N Eastern Ave, Saint Henry, OH 45883
  • 231 E Main St, St. Henry, OH 45883

Are deposits at The St. Henry Bank insured?

Yes. The St. Henry Bank is an FDIC-insured bank (FDIC certificate #9871). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The St. Henry Bank: frequently asked questions

Is The St. Henry Bank a good bank?

The St. Henry Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 2.65%).

Is The St. Henry Bank FDIC-insured?

Yes. The St. Henry Bank is a FDIC-insured bank (FDIC certificate #9871). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The St. Henry Bank?

The St. Henry Bank holds $448 million in total assets, ranking 49th of 157 banks we track in Ohio. It operates 3 branches.

Does The St. Henry Bank have CFPB complaints?

No CFPB complaints against The St. Henry Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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