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The Savings Bank

Circleville, OH · Est. 1912 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

The Savings Bank is a bank based in Circleville, Ohio, established in 1912, with $518 million in total assets across 6 branches. By Trust Grade it ranks 75th of 157 banks we track in Ohio. Its capital ratio of 10.2% is stronger than 51% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.44% return on assets. No consumer complaints against The Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$517.5M
$100M–1B institution
Deposits
$439.7M
Branches
6
Capital ratio
10.2%
Top 49% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.4%
Bottom 12% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#75
of 157 banks

How The Savings Bank compares to Ohio peers

Capital ratio
Top 49% of $100M–1B peers
The Savings
10.2%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $100M–1B peers
The Savings
0.4%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (10.2% capital ratio)
  • Profitable (ROA 0.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 201 N Court St, Circleville, OH 43113
  • 200 S Water St, Williamsport, OH 43164
  • 501 Long St, Ashville, OH 43103
  • 137 W Wheeling St, Lancaster, OH 43130
  • 1104 Eagleton Blvd, London, OH 43140
  • 118 N Court St, Circleville, OH 43113

Are deposits at The Savings Bank insured?

Yes. The Savings Bank is an FDIC-insured bank (FDIC certificate #13216). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Savings Bank: frequently asked questions

Is The Savings Bank a good bank?

The Savings Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Profitable (ROA 0.44%).

Is The Savings Bank FDIC-insured?

Yes. The Savings Bank is a FDIC-insured bank (FDIC certificate #13216). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Savings Bank?

The Savings Bank holds $518 million in total assets, ranking 75th of 157 banks we track in Ohio. It operates 6 branches.

Does The Savings Bank have CFPB complaints?

No CFPB complaints against The Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

United Midwest Savings Bank, National Association
bank · Degraff, OH · $521M assets
Osgood Bank
bank · Osgood, OH · $514M assets
Buckeye State Bank
bank · Powell, OH · $548M assets
Ohio State Bank
bank · Bexley, OH · $481M assets
Portage Community Bank
bank · Ravenna, OH · $555M assets
The Farmers Bank And Savings Company
bank · Pomeroy, OH · $477M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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