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Portage Community Bank

Ravenna, OH · Est. 1998 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Portage Community Bank is a bank based in Ravenna, Ohio, established in 1998, with $555 million in total assets across 4 branches. By Trust Grade it ranks 55th of 157 banks we track in Ohio. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Portage Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$555.1M
$100M–1B institution
Deposits
$492.6M
Branches
4
Capital ratio
9.8%
Bottom 44% of $100M–1B peers · Ohio median 10.3%
Return on assets
1.1%
Bottom 44% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#55
of 157 banks

How Portage Community Bank compares to Ohio peers

Capital ratio
Bottom 44% of $100M–1B peers
Portage Community
9.8%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of $100M–1B peers
Portage Community
1.1%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Portage Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.8% capital ratio)
  • Strongly profitable (ROA 1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Portage Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1532 S Water St, Kent, OH 44240
  • 1311 E Main St, Ravenna, OH 44266
  • 140 Portage Trl, Cuyahoga Falls, OH 44221
  • 4183 Tallmadge Rd, Rootstown, OH 44272

Are deposits at Portage Community Bank insured?

Yes. Portage Community Bank is an FDIC-insured bank (FDIC certificate #34760). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Portage Community Bank: frequently asked questions

Is Portage Community Bank a good bank?

Portage Community Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.09%).

Is Portage Community Bank FDIC-insured?

Yes. Portage Community Bank is a FDIC-insured bank (FDIC certificate #34760). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Portage Community Bank?

Portage Community Bank holds $555 million in total assets, ranking 55th of 157 banks we track in Ohio. It operates 4 branches.

Does Portage Community Bank have CFPB complaints?

No CFPB complaints against Portage Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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