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Kingston National Bank

Kingston, OH · Est. 1909 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Kingston National Bank is a bank based in Kingston, Ohio, established in 1909, with $583 million in total assets across 7 branches. By Trust Grade it ranks 127th of 157 banks we track in Ohio. Its capital ratio of 7.5% trails most similarly sized banks (10th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against Kingston National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$582.8M
$100M–1B institution
Deposits
$534.0M
Branches
7
Capital ratio
7.5%
Bottom 10% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.9%
Bottom 30% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#127
of 157 banks

How Kingston National Bank compares to Ohio peers

Capital ratio
Bottom 10% of $100M–1B peers
Kingston National
7.5%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of $100M–1B peers
Kingston National
0.9%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Kingston National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.5% capital ratio)
  • Profitable (ROA 0.87%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kingston National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 11811 Main Street, Adelphi, OH 43101
  • 2 N Main St, Kingston, OH 45644
  • 132 W Main St, Amanda, OH 43102
  • 5101 S Union St S, South Bloomfield, OH 43103
  • 2 N Main St, Kingston, OH 45644
  • 790 Western Ave, Chillicothe, OH 45601
  • 301 N Court St, Circleville, OH 43113

Are deposits at Kingston National Bank insured?

Yes. Kingston National Bank is an FDIC-insured bank (FDIC certificate #6616). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kingston National Bank: frequently asked questions

Is Kingston National Bank a good bank?

Kingston National Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Profitable (ROA 0.87%).

Is Kingston National Bank FDIC-insured?

Yes. Kingston National Bank is a FDIC-insured bank (FDIC certificate #6616). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Kingston National Bank?

Kingston National Bank holds $583 million in total assets, ranking 127th of 157 banks we track in Ohio. It operates 7 branches.

Does Kingston National Bank have CFPB complaints?

No CFPB complaints against Kingston National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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