Skip to main content
bank

American State Bank & Trust Company Of Williston

Williston, ND · Est. 1936 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

American State Bank & Trust Company Of Williston is a bank based in Williston, North Dakota, established in 1936, with $661 million in total assets across 2 branches. By Trust Grade it ranks 33rd of 60 banks we track in North Dakota. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 2.45% return on assets. No consumer complaints against American State Bank & Trust Company Of Williston appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$660.5M
$100M–1B institution
Deposits
$584.3M
Branches
2
Capital ratio
9.1%
Bottom 31% of $100M–1B peers · North Dakota median 9.5%
Return on assets
2.4%
Top 5% of $100M–1B peers · North Dakota median 1.32%
Rank in North Dakota
#33
of 60 banks

How American State Bank & Trust Company Of Williston compares to North Dakota peers

Capital ratio
Bottom 31% of $100M–1B peers
American State
9.1%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
American State
2.4%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded American State Bank & Trust Company Of Williston

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.1% capital ratio)
  • Strongly profitable (ROA 2.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American State Bank & Trust Company Of Williston over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 2523 2nd Ave W, Williston, ND 58801
  • 223 Main St, Williston, ND 58801

Are deposits at American State Bank & Trust Company Of Williston insured?

Yes. American State Bank & Trust Company Of Williston is an FDIC-insured bank (FDIC certificate #15444). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American State Bank & Trust Company Of Williston: frequently asked questions

Is American State Bank & Trust Company Of Williston a good bank?

American State Bank & Trust Company Of Williston earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 2.45%).

Is American State Bank & Trust Company Of Williston FDIC-insured?

Yes. American State Bank & Trust Company Of Williston is a FDIC-insured bank (FDIC certificate #15444). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American State Bank & Trust Company Of Williston?

American State Bank & Trust Company Of Williston holds $661 million in total assets, ranking 33rd of 60 banks we track in North Dakota. It operates 2 branches.

Does American State Bank & Trust Company Of Williston have CFPB complaints?

No CFPB complaints against American State Bank & Trust Company Of Williston appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Banknorth
bank · Arthur, ND · $669M assets
United Valley Bank
bank · Cavalier, ND · $723M assets
Unison Bank
bank · Jamestown, ND · $596M assets
First United Bank
bank · Park River, ND · $740M assets
Kodabank
bank · Drayton, ND · $567M assets
American Federal Bank
bank · Fargo, ND · $764M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →