Kodabank is a bank based in Drayton, North Dakota, established in 1916, with $567 million in total assets across 12 branches. By Trust Grade it ranks 26th of 60 banks we track in North Dakota. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against Kodabank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kodabank compares to North Dakota peers
How we graded Kodabank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.7% capital ratio)
- Strongly profitable (ROA 1.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kodabank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 521 2nd St, Minto, ND 58261
- 101 E 5th St, Kennedy, MN 56733
- 133 W Stutsman St, Pembina, ND 58271
- 529 E 5th St, Neche, ND 58265
- 1112 Central Ave, Walhalla, ND 58282
- 1060 Paul Bunyan Dr Nw, Bemidji, MN 56601
- 104 S Main St, Drayton, ND 58225
- 398 Pacific Ave, Stephen, MN 56757
- 1 Wall St, Hamilton, ND 58238
- 3975 S Columbia Rd, Grand Forks, ND 58201
- 3181 42nd St. S, Fargo, ND 58104
- 307 Main St W, Cavalier, ND 58220
Are deposits at Kodabank insured?
Yes. Kodabank is an FDIC-insured bank (FDIC certificate #8386). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kodabank: frequently asked questions
Is Kodabank a good bank?
Kodabank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.53%).
Is Kodabank FDIC-insured?
Yes. Kodabank is a FDIC-insured bank (FDIC certificate #8386). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Kodabank?
Kodabank holds $567 million in total assets, ranking 26th of 60 banks we track in North Dakota. It operates 12 branches.
Does Kodabank have CFPB complaints?
No CFPB complaints against Kodabank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
