First United Bank is a bank based in Park River, North Dakota, established in 1886, with $740 million in total assets across 19 branches. By Trust Grade it ranks 5th of 60 banks we track in North Dakota. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against First United Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First United Bank compares to North Dakota peers
How we graded First United Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First United Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (19)
- 205 Main Ave, Aneta, ND 58212
- 202 South Fifth Street, Petersburg, ND 58272
- 210 Main St, Bisbee, ND 58317
- 31 Main St, Rocklake, ND 58365
- 1011 W 11th St, Grafton, ND 58237
- 312 Main St, Sharon, ND 58277
- 300 4th St Ne, Devils Lake, ND 58301
- 3232 25th St S, Fargo, ND 58104
- 200 Main St W, Cavalier, ND 58220
- 319 S Main Ave, Rugby, ND 58368
- 406 9th St Sw, Cooperstown, ND 58425
- 407 5th Ave, Cando, ND 58324
- 234 2nd Street, Hoople, ND 58243
- 600 6th St, Crystal, ND 58222
- 104 Central Ave, Maddock, ND 58348
- 300 Main St, Adams, ND 58210
- 105 Main St N, Michigan, ND 58259
- 415 Main St, Cando, ND 58324
- 503 Briggs Ave S, Park River, ND 58270
Are deposits at First United Bank insured?
Yes. First United Bank is an FDIC-insured bank (FDIC certificate #15472). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First United Bank: frequently asked questions
Is First United Bank a good bank?
First United Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.35%).
Is First United Bank FDIC-insured?
Yes. First United Bank is a FDIC-insured bank (FDIC certificate #15472). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First United Bank?
First United Bank holds $740 million in total assets, ranking 5th of 60 banks we track in North Dakota. It operates 19 branches.
Does First United Bank have CFPB complaints?
No CFPB complaints against First United Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
