United Valley Bank is a bank based in Cavalier, North Dakota, established in 1905, with $723 million in total assets across 9 branches. By Trust Grade it ranks 21st of 60 banks we track in North Dakota. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against United Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Valley Bank compares to North Dakota peers
How we graded United Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.8% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 205 Main Ave W, Twin Valley, MN 56584
- 203 S 2nd St, Hallock, MN 56728
- 2718 S Columbia Rd, Grand Forks, ND 58201
- 114 Central Avenue S, Lancaster, MN 56735
- 326 Us Highway 59, Mahnomen, MN 56557
- 1901 Sahlstrom Dr, Crookston, MN 56716
- 3300 Jacks Way S, Fargo, ND 58104
- 103 W 3rd St, Argyle, MN 56713
- 211 Division Ave S, Cavalier, ND 58220
Are deposits at United Valley Bank insured?
Yes. United Valley Bank is an FDIC-insured bank (FDIC certificate #15478). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Valley Bank: frequently asked questions
Is United Valley Bank a good bank?
United Valley Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Profitable (ROA 0.86%).
Is United Valley Bank FDIC-insured?
Yes. United Valley Bank is a FDIC-insured bank (FDIC certificate #15478). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Valley Bank?
United Valley Bank holds $723 million in total assets, ranking 21st of 60 banks we track in North Dakota. It operates 9 branches.
Does United Valley Bank have CFPB complaints?
No CFPB complaints against United Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
