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State Bank Of Lakota

Lakota, ND · Est. 1900 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

State Bank Of Lakota is a bank based in Lakota, North Dakota, established in 1900, with $66 million in total assets across 1 branch. By Trust Grade it ranks 29th of 60 banks we track in North Dakota. Its capital ratio of 9.4% trails most similarly sized banks (23th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.41% return on assets. No consumer complaints against State Bank Of Lakota appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$66.3M
<$100M institution
Deposits
$59.7M
Branches
1
Capital ratio
9.4%
Bottom 23% of <$100M peers · North Dakota median 9.5%
Return on assets
1.4%
Top 26% of <$100M peers · North Dakota median 1.32%
Rank in North Dakota
#29
of 60 banks

How State Bank Of Lakota compares to North Dakota peers

Capital ratio
Bottom 23% of <$100M peers
State Bank
9.4%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of <$100M peers
State Bank
1.4%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded State Bank Of Lakota

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank Of Lakota over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 125 Main St N, Lakota, ND 58344

Are deposits at State Bank Of Lakota insured?

Yes. State Bank Of Lakota is an FDIC-insured bank (FDIC certificate #16477). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank Of Lakota: frequently asked questions

Is State Bank Of Lakota a good bank?

State Bank Of Lakota earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.41%).

Is State Bank Of Lakota FDIC-insured?

Yes. State Bank Of Lakota is a FDIC-insured bank (FDIC certificate #16477). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank Of Lakota?

State Bank Of Lakota holds $66 million in total assets, ranking 29th of 60 banks we track in North Dakota. It operates 1 branch.

Does State Bank Of Lakota have CFPB complaints?

No CFPB complaints against State Bank Of Lakota appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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