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Rolette State Bank

Rolette, ND · Est. 1928 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Rolette State Bank is a bank based in Rolette, North Dakota, established in 1928, with $53 million in total assets across 1 branch. By Trust Grade it ranks 28th of 60 banks we track in North Dakota. Its capital ratio of 9.7% trails most similarly sized banks (28th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.42% return on assets. No consumer complaints against Rolette State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$52.5M
<$100M institution
Deposits
$47.0M
Branches
1
Capital ratio
9.7%
Bottom 28% of <$100M peers · North Dakota median 9.5%
Return on assets
1.4%
Top 26% of <$100M peers · North Dakota median 1.32%
Rank in North Dakota
#28
of 60 banks

How Rolette State Bank compares to North Dakota peers

Capital ratio
Bottom 28% of <$100M peers
Rolette State
9.7%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of <$100M peers
Rolette State
1.4%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Rolette State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rolette State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 209 Main Street, Rolette, ND 58366

Are deposits at Rolette State Bank insured?

Yes. Rolette State Bank is an FDIC-insured bank (FDIC certificate #9120). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rolette State Bank: frequently asked questions

Is Rolette State Bank a good bank?

Rolette State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.42%).

Is Rolette State Bank FDIC-insured?

Yes. Rolette State Bank is a FDIC-insured bank (FDIC certificate #9120). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Rolette State Bank?

Rolette State Bank holds $53 million in total assets, ranking 28th of 60 banks we track in North Dakota. It operates 1 branch.

Does Rolette State Bank have CFPB complaints?

No CFPB complaints against Rolette State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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