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Citizens State Bank Of Lankin

Lankin, ND · Est. 1905 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Citizens State Bank Of Lankin is a bank based in Lankin, North Dakota, established in 1905, with $77 million in total assets across 4 branches. By Trust Grade it ranks 56th of 60 banks we track in North Dakota. Its capital ratio of 7.7% trails most similarly sized banks (8th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Citizens State Bank Of Lankin appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$76.9M
<$100M institution
Deposits
$63.6M
Branches
4
Capital ratio
7.7%
Bottom 8% of <$100M peers · North Dakota median 9.5%
Return on assets
0.9%
Bottom 46% of <$100M peers · North Dakota median 1.32%
Rank in North Dakota
#56
of 60 banks

How Citizens State Bank Of Lankin compares to North Dakota peers

Capital ratio
Bottom 8% of <$100M peers
Citizens State
7.7%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of <$100M peers
Citizens State
0.9%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Citizens State Bank Of Lankin

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.7% capital ratio)
  • Profitable (ROA 0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens State Bank Of Lankin over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 210 Main Ave, Edinburg, ND 58227
  • 301 S Main St, Edmore, ND 58330
  • 317 Briggs Ave S, Park River, ND 58270
  • 401 Main Street, Lankin, ND 58250

Are deposits at Citizens State Bank Of Lankin insured?

Yes. Citizens State Bank Of Lankin is an FDIC-insured bank (FDIC certificate #9422). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens State Bank Of Lankin: frequently asked questions

Is Citizens State Bank Of Lankin a good bank?

Citizens State Bank Of Lankin earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Profitable (ROA 0.86%).

Is Citizens State Bank Of Lankin FDIC-insured?

Yes. Citizens State Bank Of Lankin is a FDIC-insured bank (FDIC certificate #9422). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens State Bank Of Lankin?

Citizens State Bank Of Lankin holds $77 million in total assets, ranking 56th of 60 banks we track in North Dakota. It operates 4 branches.

Does Citizens State Bank Of Lankin have CFPB complaints?

No CFPB complaints against Citizens State Bank Of Lankin appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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